13812 Property Tax Rate

Property owners in ZIP code 13812 (Nichols, New York) pay a median of $2,470/year in property taxes on homes valued at $135,700. This translates to an effective tax rate of 1.82%, which is near the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 13812 is approximately $206, which factors into escrow payments on mortgages. This ZIP code is located within Tioga County. This is $2,782 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 13812 has higher property taxes. ZIP codes with similar effective rates include 10524 (1.82%) and 12919 (1.82%).

In Nichols, property taxes represent approximately 3.3% of the median household income of $74,450, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; your assessor determines when reassessment occurs and at what value. Tioga County offers the STAR (School Tax Relief) program for primary residences with household income up to $500,000, reducing school tax liability by $400–$900/year on average. Submit your STAR application to the Tioga County Assessor's office immediately after purchase; the deadline to apply for the current tax year is typically March 1.